Although I love my daughter, I have never loved how sneaky she can be. After she kept coming home from dental checkups with cavities, I told her that candy had to stay out of our house until her checkups improved. Well, she found a loophole in our agreement, and she kept eating candy at friends' houses and at school. I realized I was fighting a losing battle, so I asked her dentist what we could do. He told me that she was a good candidate for a dental sealant that coated her teeth and protected them from decay. I could not believe there was such an easy way to help improve her smile. I had the sealant applied to her molars, and she hasn't had a cavity since! I created this blog to spread the word about how well dental sealants can work to help preserve children's smiles.
Not seeing eye to eye on financial situations can lead to major strain on a relationship. And, unfortunately, studies have shown that disagreements about money can be a leading cause of divorce. One study, in fact, showed that couples who said they had money disagreements once a week were approximately 30 percent more likely to file for a divorce than couples who only had these types of disagreements a few times a month. So if you and that special someone in your life are seriously considering marriage, it's important that you be on the same page as much as possible about your savings and spending styles before you tie the knot.
It's About the Money, Honey
While it may seem terribly unromantic, it is very important to sit down with your fiancé and discuss your:
Seek a Financial Guru
If after your discussion, you discover that the two of you have vastly differing spending and saving habits, you may want to consider seeking outside help. Financial counseling can be one of the greatest gifts you can give to yourself and your future marriage. A financial counselor from a company like Financial Guidance Center can help you and your future spouse to:
Consider a Prenuptial Agreement
For some couples, the words "prenuptial agreement" can be fighting words. But before you and your fiancé totally nix the idea of having such an agreement, you may want to consider the benefits of one and whether or not it might be beneficial in your situation. For example, you may want to consider a prenup if you have:
Discussions about money are never easy. In fact, a recent survey revealed that 70 percent of adults said they would not have a positive feeling about discussing finances with their fiancé. Even worse, 20 percent of those surveyed said that such a discussion might even lead to the breaking off of their engagement. It's very unfortunate that so many look at the discussions of finances in such a negative light, especially since a frank talk about money issues before a marriage could possibly lead to a stronger and healthier relationship.Share